Deal Templates

Industry-standard structures. Select one, review the math, then customize in the builder.

Equipment Finance

Standard term loan for capital equipment with residual value. Fixed monthly payments with a balloon buyout at end of term.

Typical Use

Manufacturing, medical, technology equipment acquisitions

Key Features

  • Residual value reduces monthly payment
  • Fixed rate for full term
  • Buyout option at maturity

Parameters

Principal$50,000.00
Annual Rate7.50%
Term60 months
FrequencyMonthly
Balloon$5,000.00

Payment Timeline

Period 1Period 30Period 60
Principal
Interest

Calculated Results

Payment

$932.96

IRR

7.50%

APR

7.50%

Total Interest

$10,977.41

Total Cost

$60,977.41

Principal / Interest

82% principal18% interest